It's tough, very tough. Decent housing is now out of the reach of even the most well qualified young 'professionals'. At £250K for anything resembling a half-decent abode, you need to allow at least £1,500 per month for the mortgage (assuming you're starting from scratch). This is crazy money. Where are all the grads of the future going to live? They can't stay in bedsits/room-sharing for the rest of their lives... so what happens when they want to start a family and move out of the student-cum-'new professional' digs?