Fin Svcs - even in a downturn there is workthe downturns are shorter than other industriesthere is a barrier to entry - previous FS experiencewhen you finally go from poacher to gamekeeper, the banks can actually match your consulting salarythey adopt just about every "new thing" going (TQM, Lean, Six Sigma, TOM, Zero defects, Bus Transformation, Prince2-like-cm, etc)The employees are so low risk its easy to out-perform themand yes, I work almost exclusively in FS.