Got the card, even flowers, at least someone made a decision. Clearly you can't make one. Grow up.Reading your post, it is clear you want to earn loads for working for less. Now that is ideal if you can get it, but in reality you work your socks off to earn the rewards. My 2 cents worth is that haven't work for both sides, it isn't a simple list of pros and cons, but more on what YOU want to achieve in the short/mid/long term. Sit down for a bit and think about what you want to do and where you want to go. It is probably hard for you to do because you have been wrapped up in bubble wrap all your life. Grow up.