Thanks Dinglestedt and Cloudnumbernine4u for offering up great suggestions. So I have 1 leaning for IBM and 1 for EY. Based on the 2 options below, which would you choose with your family in mind? I'm starting to lean more towards blue.[b][u]EY[/u][/b]Pro: Better brand, collaborative, more projects, FS, tech-agnosticCon: Low salary, unhappy wife & kids alright, step down from previous job, 1-3 years for promotion[b][u]IBM[/u][/b] Pro: Better salary, wife & kids happy, small rise/bonus on better salary, technologyCon: IBM tech focus, not only FS industry, 2-25+ years for band 10 or higher, pay freeze if capped at current level Note: The work I currently perform is neither industry or tech specific which is my strength and Achilles heel. I reckoned I would try specializing in something rather than being a master of none.It's a ridiculous question to ask but will I be blacklisted never to be rehired?