Hi,You haven't really given us a lot to go on here... I have a few questions that will help you get better advice;How old are you?How long in insurance?Doing what in insurance?Why the £100k target by 40?What type of consulting are you looking at?Will you be happy working long/hard hours?Without the answers to these, it's tricky to give a proper answer. But I'll have a stab:If it's all about the money and you don't see the money getting a lot better in insurance, then yes by all means make the move. However, I'm concerned by you going back to a grad scheme - £40k in insurance says you have a few years of experience. Based on this, could you not leverage your insurance experience and go for a experienced hire role?