Arby - similar to Mars and BEP, welcome back!Just a quick one to say:Merry ChristmasHappy New YearA short rant:As a quick update, the other forum is useful (ie interesting info and threads re contracting and everything about being a contracor) but my god, I didn't realise what a bunch of moaners we contractors were, they are bitchin' and moanin' at how terrible everything is all the time, when in fact most of us have got it pretty damn good.Fine so we are going to have to pay a bit more tax from April '16. So what? Everyone else is so what do we expect? I'm not saying I love it, but it shouldn't come as a surprise, economy is in trouble hence off course they are going to try and squeeze a bit more here and there. Another one - most of us get enforced 2 weeks holiday over Christmas if working in Financial Services. So what? I would have taken 3 days bank holidays anyway as a contractor, I loved my time off it was great to relax over Christmas. We are still doing pretty well compared to permies, just be sensible about booking hols. Things in general slow down around Christmas for projects, do we really expect banks to just suck it up and keep paying?Anyway, all going well, had extra family members come over from country xxx for Christmas so its been a great hols.Take care all and see you around. If their moaning continues, I may see you later in the year.