1. BS in Computer Science from state school. 2. 20k in student loan debt. 0 credit card debt. 13k car loan (paid down from 25, late model sports car) 3. Currently making 80k a year in the technology consulting industry (top 4 tech consulting firm). 4. Works 13 hours a day monday - thursday, 4 hours on friday, 0 hours on weekend. 5. Only home on the weekend, job obligations require me to fly every week, living out of a suitcase. 6. Rents a nice loft in mid-town & drives a late model foreign sports/luxury car 7. Debt to income ratio approximately 75%. 8. Me: average looking, 5-15 pounds over weight, short. 24 Y/O. Full head of hair. Gets bored easily & physically insecure.9. Long term gf (great shape, out of my league but not ambitious as me) 10. No connections to the wealthy, came from a low income family. I will probably have to support my mom once she retires.11. Passed on law school (lsat was < 160), might get an MBA from top 10 if employer reviews are good enough, other wise i'm done with school.12. friends, family and gf think i'm rich which has forced me into a life style that i consider excessive.13. Potential earning power of 100k w/in 3 years to 1 mil+ w/in 15 years if i make partner , although the partner line at my firm is long and growing and the people I work with are hyper competitive.